Need an appraisal in Little Rock or Pulaski County?

Here are the top 7 reasons AR homeowners use Jay Hall and Associates, Inc:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a AR property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a AR divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a house in or near Little Rock? Do you need help deciding the value of your real estate?
Contact Jay Hall and Associates, Inc.

We at Jay Hall and Associates, Inc understand the particular needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Jay Hall and Associates, Inc, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Jay Hall and Associates, Inc is experienced in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenge Pulaski county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. That means you're going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Jay Hall and Associates, Inc is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Jay Hall and Associates, Inc can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.