Jay Hall and Associates, Inc is your FHA certified appraisal company

Rest assured that Jay Hall and Associates, Inc is an FHA-approved appraisal practice in AR. If you have an FHA-loan, be sure to hire Jay Hall and Associates, Inc, as we are approved and qualified to produce FHA appraisals. A certain amount of the regular training our staff at Jay Hall and Associates, Inc completes deals strictly with comprehending the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with protection with mortgage insurance in case the borrower does not pay his or her loan obligations. Applicable to all buyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lesser income or less starting money to put down on a financial transaction are helped the most from FHA loan programs.